Experience Rating Plan

The Experience Rating Plan provides information relative to CAR’s experience rating procedure, including eligibility criteria, experience used and the method for determining the experience modification for those eligible risks ceded to CAR.

Current Version

Previous Versions


Current Version - December 1, 2023

Section I - Liability
  • A. Eligibility
  • B. Experience Modification
  • C. Experience Used
  • D. Determination of Experience Modification

Appendix A

Section II - Supplementary Rules
  • A. Definitions
  • B. Combination of Entities
  • C. Merger or Consolidation
  • D. Change of Ownership, Control, Management, Name or Operations

The Experience Rating Plan is available as one .pdf document to allow for easier printing.
PDF DocumentPrintable Manual

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